Cookies

A cookie is a small file consisting of a string of letters and numbers, which is sent from a web server to a web browser and stored by the browser. The identifier is sent back to the server each time the browser requests a page from the server.

Cookies may be categorized as “persistent” or “session” cookies. A persistent cookie is stored by a web browser until its set expiry date, unless deleted by the user before that date. A session cookie, on the other hand, expires at the end of the user session, when the web browser is closed.

Our website (available at www.mortgageratedepot.com) (“Website”) uses cookies for various reasons as detailed in this Cookie Policy. Cookies on our Website do not usually contain any personally identifiable information.

How We Use Cookies

We use cookies on our Website for a variety of reasons. We may offer user surveys and questionnaires from time to time to provide interesting insights, helpful tools, or to understand our user base more accurately. These surveys may use cookies to remember who has already participated in a survey or to provide accurate results after leaving the page.

When you submit data through a form such as the contact page or comment form on our blog, cookies may be set to remember your user details for future correspondence.

To provide a great user experience, we offer the functionality to set your preferences for how this Website runs when you use it. To remember your preferences, we need to set cookies so that this information can be called whenever you interact with a page on the Website.

Disabling Cookies

You can prevent the setting of cookies by adjusting the settings on your browser. Please note that disabling cookies may affect the functionality of this Website. It may also result in disabling certain features and functionality of this Website. Therefore, we recommend that you do not disable cookies.

If you choose to proceed with disabling cookies, you can obtain up-to-date information about blocking and deleting cookies for your specific browser via the following links:

Chrome: https://support.google.com/chrome/answer/95647

Safari: https://support.apple.com/en-gb/guide/safari/manage-cookies-and-website-data-sfri11471/mac

Firefox: https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences

Opera: http://www.opera.com/help/tutorials/security/cookies

Internet Explorer: https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies

Edge: https://privacy.microsoft.com/en-us/windows-10-microsoft-edge-and-privacy

The Cookies We Set

In some special cases, we may use cookies provided by trusted third parties. The following section provides details of third-party cookies that you may encounter when using the Website.

Google Analytics: Google Analytics is one of the most widespread and trusted analytics solutions on the web. It helps us understand how you use the Website and ways we can improve your experience. These cookies may track your use of the Website, including how long you spent on the Website and the pages you visited, so we can continue to provide engaging content.

For more information on Google Analytics cookies, please see the official Google Analytics page: https://developers.google.com/analytics/devguides/collection/analyticsjs/cookie-usage

Create a privacy policy page, have link in bottom of footer, here is the content

At MortgageRateDepot.Com we take your privacy seriously. This Privacy Policy describes how we collect, use, and disclose your personal information when you use our website, www.mortgageratedepot.com

Information We Collect

When you use our website, we may collect the following types of personal information:

– Contact Information: We may collect your name, email address, phone number, and other contact information if you fill out our contact form or request information from us.

– Mortgage Information: If you use our mortgage rate table, we may collect information about your location, mortgage amount, and other details related to your mortgage.

– Analytics Information: We may collect information about your use of our website, including your IP address, browser type, pages visited, and other analytics information.

Google Analytics. The Website uses a tool called “Google Analytics” to collect information about use of the Website. Google Analytics collects information such as how often users visit this Website, what pages they visit when they do so, and what other websites they used prior to coming to this Website. We use the information we get from Google Analytics to maintain and improve the Website and our products. We do not combine the information collected through the use of Google Analytics with Personal Information we collect. Google’s ability to use and share information collected by Google Analytics about your visits to this Website is restricted by the Google Analytics Terms of Service, available at https://marketingplatform.google.com/about/analytics/terms/us/, and the Google Privacy Policy, available at http://www.google.com/policies/privacy/. You may learn more about how Google collects and processes data specifically in connection with Google Analytics at http://www.google.com/policies/privacy/partners/. You may prevent your data from being used by Google Analytics by downloading and installing the Google Analytics Opt-out Browser Add-on, available at https://tools.google.com/dlpage/gaoptout/.

We reserve the right to remove or add new analytic tools at any time.

How We Use Your Information

We may use your personal information for the following purposes:

– To provide you with information about mortgage rates and other mortgage-related information based on your request.

– To improve our website and services, including by analyzing how users interact with our website.

– To communicate with you about our services and to address any inquiries or concerns you may have.

– To comply with applicable laws, regulations, or legal processes.

How We Share Your Information

-We may share your personal information in the following circumstances:

– With lenders or other mortgage-related service providers if you request to be connected with them through our website.

– With law enforcement or other government agencies if we are required to do so by law or legal process.

– In connection with a merger, acquisition, or sale of our business.

Third Party Product Interaction

-We enable you to interact with third party websites, mobile software applications and products or services that are not owned or controlled by us (each a “Third Party Service”). We are not responsible for the privacy practices or the content of such Third Party Services. Please be aware that Third Party Services can collect Personal Information from you. Accordingly, we encourage you to read the terms and conditions and privacy policies of each Third Party Service.

Your Choices

You may choose not to provide us with certain personal information, but this may limit your ability to use some of our website’s features.

You may also opt-out of receiving marketing communications from us by following the instructions in the communication or contacting us using the information provided below.

Data Retention

We will retain your personal information for as long as necessary to provide our services and as required by applicable laws and regulations.

Use By Children

We do not offer our products or services for use by children and, therefore, we do not knowingly collect Personal Information from, and/or about children under the age of eighteen (18). If you are under the age of eighteen (18), do not provide any Personal Information to us without involvement of a parent or a guardian. For the purposes of the GDPR, we do not intend to offer information society services directly to children. In the event that we become aware that you provide Personal Information in violation of applicable privacy laws, we reserve the right to delete it. If you believe that we might have any such information, please contact us at

Provisions Applicable Under California Law

California Privacy Rights: California Civil Code Section 1798.83 permits our customers who are California residents to request certain information regarding our disclosure of Personal Information to third parties for their marketing purposes. To make a request, please send an email to info@mortgageratedepot.com.

Security

We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time by posting a revised version on our website. Your continued use of our website following such changes will constitute your acceptance of the revised Privacy Policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us by emailing info@mortgageratedepot.com